The bank reported standalone net profit of Rs 7,003.28 crore for the quarter ended September 30, 2026 as compared to Rs 5089.64 crore in the same period last year, registering a year-on-yearÿgrowthÿof 37.60 per cent.
Interest income of the bank rose by 17.59 per cent at Rs 36418.77 crore for the quarter ended September 30, 2026 as against Rs 30970.23 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 14.24 per cent to Rs 42,949.32 crore from Rs 37,594.81 crore in the year ago period.
Meanwhile, operating expenses increased by 17.23 per cent to Rs 31,866.24 crore from Rs 27,182.28 crore in the same period last year.
Operating profit surged 6.44 per cent to Rs 11,083.08 crore from Rs. 10,412.53 crore.
Provisions and Contingencies slipped by 52.25 per cent at Rs 1,693.74 crore from Rs 3,547.04 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 11.84 per cent at Rs 15,371.42 crore versus Rs 13,744.55 crore in the year ago period. Non-interest income dipped 1.42 per cent year-on-year to Rs 6,530.55 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.16 per cent of the gross advances as at the end of September 30, 2026 from a level of 1.46 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.35 per cent of net advances on September 30, 2026 from 0.44 per cent a year ago.