The bank reported standalone net profit of Rs 5,225.11 crore for the quarter ended March 31, 2026 as compared to Rs 4567.00 crore in the same period last year, registering a year-on-yearÿgrowthÿof 14.41 per cent.

Interest income of the bank rose by 0.52 per cent at Rs 32156.72 crore for the quarter ended March 31, 2026 as against Rs 31989.46 crore in the corresponding period last year.

During the January-March quarter, total income dipped marginally by 1.05 per cent to Rs 36,318.70 crore from Rs 36,705.35 crore in the year ago period.

Meanwhile, operating expenses dropped by 3.71 per cent to Rs 28,818.35 crore from Rs 29,929.70 crore in the same period last year.

Operating profit surged 10.70 per cent to Rs 7,500.35 crore from Rs. 6,775.65 crore.

Provisions and Contingencies surged by 17.81 per cent at Rs 423.71 crore from Rs 359.67 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 3.50 per cent at Rs 10,380.30 crore versus Rs 10,756.98 crore in the year ago period. Non-interest income dipped 11.75 per cent year-on-year to Rs 4,161.98 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.95 per cent of the gross advances as at the end of March 31, 2026 from a level of 3.95 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.29 per cent of net advances on March 31, 2026 from 0.40 per cent a year ago.