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( As on 27/04/2026 17:00)

Au Small Fin. Bank Q4 net profit jumps 65.15% at Rs 831.87 cr

The bank reported standalone net profit of Rs 831.87 crore for the quarter ended March 31, 2026 as compared to Rs 503.70 crore in the same period last year, registering a year-on-yearÿgrowthÿof 65.15 per cent.

Interest income of the bank rose by 17.53 per cent at Rs 5019.15 crore for the quarter ended March 31, 2026 as against Rs 4270.60 crore in the corresponding period last year.

During the January-March quarter, total income rose moderately by 14.29 per cent to Rs 5,750.10 crore from Rs 5,031.27 crore in the year ago period.

Meanwhile, operating expenses increased by 17.64 per cent to Rs 4,398.58 crore from Rs 3,739.01 crore in the same period last year.

Operating profit surged 4.59 per cent to Rs 1,351.52 crore from Rs. 1,292.26 crore.

Provisions and Contingencies slipped by 57.58 per cent at Rs 269.43 crore from Rs 635.11 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 23.32 per cent at Rs 2,582.33 crore versus Rs 2,093.93 crore in the year ago period. Non-interest income dipped 3.91 per cent year-on-year to Rs 730.95 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.03 per cent of the gross advances as at the end of March 31, 2026 from a level of 2.28 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.74 per cent of net advances on March 31, 2026 from 0.74 per cent a year ago.