The bank reported standalone net profit of Rs 121.72 crore for the quarter ended September 30, 2025 as compared to Rs 233.03 crore in the same period last year, registering a year-on-yearÿdeclineÿof 47.77 per cent.

Interest income of the bank rose by 4.31 per cent at Rs 1682.31 crore for the quarter ended September 30, 2025 as against Rs 1612.79 crore in the corresponding period last year.

During the July-September quarter, total income rose moderately by 6.52 per cent to Rs 1,938.66 crore from Rs 1,820.04 crore in the year ago period.

Meanwhile, operating expenses increased by 13.55 per cent to Rs 1,543.42 crore from Rs 1,359.24 crore in the same period last year.

Operating profit slipped 14.23 per cent to Rs 395.24 crore from Rs. 460.80 crore.

Provisions and Contingencies surged by 56.11 per cent at Rs 234.96 crore from Rs 150.51 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 2.34 per cent at Rs 921.68 crore versus Rs 943.77 crore in the year ago period. Non-interest income rose 23.69 per cent year-on-year to Rs 256.35 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.45 per cent of the gross advances as at the end of September 30, 2025 from a level of 2.52 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.67 per cent of net advances on September 30, 2025 from 0.56 per cent a year ago.